HCOE Insurance Rate Calculator*



 
To calculate the cost of benefits, type your FTE in the yellow cell. Compare your cost for each different plan based on your choice of medical, dental & vision.

Please note: If you are full time you must take all 3 benefits; medical, dental and vision. If unsure of your FTE, please see below for examples or contact the HCOE Personnel Office.

Examples of FTE: Hours per Day Days per Week FTE
10-month employee6586%
 5571%
 4557%
 6469%
 5457%

FTE:
%
BASE PLAN - OAK Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1575.3    $1354.758    $220.542   
Medical and Dental $1554.94    $1354.758    $200.182   
Medical and Vision $1456.8    $1354.758    $102.042   
Medical only $1436.44    $1354.758    $81.682   

 
REDWOOD Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1638.88    $1354.758    $284.122   
Medical and Dental $1618.52    $1354.758    $263.762   
Medical and Vision $1520.38    $1354.758    $165.622   
Medical only $1500.02    $1354.758    $145.262   

 
SPRUCE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1461.59    $1354.758    $106.832   
Medical and Dental $1441.23    $1354.758    $86.472   
Medical and Vision $1343.09    $1343.09    $0   
Medical only $1322.73    $1322.73    $0   

 
PINE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1361.59    $1354.758    $6.8319999999999   
Medical and Dental $1341.23    $1341.23    $0   
Medical and Vision $1243.09    $1243.09    $0   
Medical only $1222.73    $1222.73    $0   

 
MAPLE SINGLE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $628.34    $628.34    $0   
Medical and Dental $607.98    $607.98    $0   
Medical and Vision $509.84    $509.84    $0   
Medical only $489.48    $489.48    $0   

 
MAPLE 2 PARTY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1117.47    $1117.47    $0   
Medical and Dental $1097.11    $1097.11    $0   
Medical and Vision $998.97    $998.97    $0   
Medical only $978.61    $978.61    $0   

 
MAPLE FAMILY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1508.91    $1354.758    $154.152   
Medical and Dental $1488.55    $1354.758    $133.792   
Medical and Vision $1390.41    $1354.758    $35.652   
Medical only $1370.05    $1354.758    $15.292   

 

 
*This calculator is for illustrative purposes only. It is not a guarantee of benefits. It is a tool to help you plan for your share of cost. For specific amounts please contact Payroll or Personnel.